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sefa’s focus is the financing needs of SMMEs and Co-operatives. The agency is committed to providing them with the best service and expertise.
Our commitment to development of SMMEs & Cooperatives helps us to be innovative and creative.
SMMEs and Co-operatives can access finance through regional offices, sefa co-location offices and satellite offices nationally.
Access to finance is one of the biggest hurdles to small businesses in South Africa and in response to this sefa provides assistance to build sustainable businesses, through repayable loans.
sefa offers loans through direct and wholesale lending from R500 up to R15-million. Amongst the products we offer are...