Online Enquiry \ Application - Step 1

Our Products

For more information about our various producst and services, please visit the Products & Services page.


The following industries are excluded:

  • Manufacturing and selling of ammunition
  • Property development
  • Tobacco, Liquor, Gambling and sex trade
  • Illegal trade
  • Leverage buy-out funds
  • Non-profit organisations
  • Political organisations
  • Persons under debt review
  • Un-rehabilitated insolvent shareholders and/or directors of applying entities
  • Primary agriculture
  • Speculative real estate

Eligibility Criteria

Clients applying for financial assistance from sefa must fulfil the following requirements:

  • The business must be owner managed
  • The owner must be involved in the day to day running of the business on a full time basis
  • Business must be situated in SA
  • Major shareholder must be a SA citizen
  • Business must be conducted with a profit motive and be economically viable
  • The forecasted cash flow must show the ability to repay the facility
  • Display sufficient entrepreneurship, skills and experience directly related to the nature of the business
  • Level of own contribution
  • Compliance with all relevant laws and regulations
  • Demonstrate job creation
  • Loan Range R50K to R5m
  • All races with specific emphasis on women, rural and peri-urban
  • Each application is considered on its merits and on potential profitability of the business
  • Applicant must be able to repay the loan

 ( Required to proceed with the enquiry \ application )