Capital Harvest emerging Farmer Finance is a privately owned niche agricultural financier. It has offices in Stellenbosch and Free state. The company operates through a network of other partnerships which enable it to have a national foot print . The company finances production inputs, mechanisation, poultry projects, dairy and piggery projects farm purchase, upgrade of production facilities, development of new plantings and orchards.
Retmil has been with sefa since 2004 and focus on providing access to funding to SMEs in the Free State Province. In April 2011, Retmil’s accounts were consolidated into one account with a new repayment plan extending over 7 years and monthly instalments of R633k. On the 15 August 2012, the sefa Board approved a new business loan of R30m.